Minor choices we make today may result in significant transformations down the line, much like how I used to purchase gold regularly even when money was tight back then.
Nine years back, I was merely an office employee who didn’t own much property and earned barely enough to cover my costs. My residence was a modest rental unit, and my monthly expenditures consumed most of what I made. However, I possessed a peculiar trait for those days—I regularly purchased gold.
It wasn’t a significant financial commitment; rather, it was simply a routine where I set aside a modest part of my monthly earnings to acquire some metal. Typically every one or two months, I’d visit the store and invest a minimal quantity, often as little as one-tenth of a tael (which equals 37.5 grams or approximately 1.2 ounces), or occasionally an even smaller amount.
Each time I got a bonus or additional earnings, I set it apart, accumulated it, and later invested it in gold. My friends often mocked me, asking, “With your modest income, why do you buy gold?”
However, my logic was straightforward. Cash can be quickly spent, whereas gold retains its worth over the years. Naturally, Living in a rental property involved hazards such as burglary. , yet with some caution and common sense, I understood how to safeguard my treasure.
Back then, the price of gold was highly volatile, oscillating between increases and decreases without warning, yet I remained steadfast and did not sell off my holdings. I viewed my gold stash as a form of long-term saving and steadily added to it over time.
As my friends went traveling, got new phones, and splurged on shopping sprees, I kept on staying in my small quarters, zipping around on my trusty old motorcycle, and maintaining my routines.
I never thought I would amass wealth within just nine years. Currently, gold prices have exceeded VND100 million (US$3,912.37) per tael. a small quantity of gold I acquired gradually over time It has transformed into a significant sum of money. If I were to sell it, I could easily buy a nice flat without needing a loan. Those who previously laughed at me claim I was fortunate, but I disagree. This wasn’t just luck; it was a well-thought-out decision.
I’m not sharing my experience to boast or prompt others to rush into buying gold. Everyone has their individual approach to handling money, yet what really counts is being disciplined and having a long-term perspective. Don’t squander your funds on fleeting joys; instead, invest them wisely where they can grow gradually over time.
Gold has experienced an unprecedented surge. Few individuals have the opportunity to witness their riches increase at such a rapid pace. those who stocked up on gold .
Today's society promotes consumption, and many young people are willing to go into debt for self-indulgence before thinking about saving. But without good planning, these pleasures only provide temporary respite from an uncertain future. You do not have to buy gold, but find something to invest in to secure your future.
I continue to rent and lead an economical lifestyle as I did previously. However, the most significant change is that I no longer stress over what lies ahead for me as I used to back then.
*The opinions have been converted to English using AI assistance. The readers' perspectives are personal and may not align with those of VnExpress.
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